Company information

Our Company: Credit Genie takes a non-traditional approach to debt relief - we perform a holistic review of a consumer's financial situation to calculate the appropriate debt reduction. Lenders have more confidence in Credit Genie's evidence-based, data driven, debt relief solution which along with helping the borrower directly, also reduces the risk of a borrower's complete default, and vastly improves overall default rates in the debt industry. Led by founder Ed Harycki (former founder of Swift Capital / acquired by PayPal), Credit Genie is on a mission to help customers succeed by bringing ingenuity, fairness, and humanity to helping them resolve their personal debt matters. The US consumer debt market is over $1.5 trillion and growing, with tens of millions of households struggling to meet their financial obligations. The current market to resolve this problem is fragmented, lacks transparency, and is very costly to consumers and their lenders. Credit Genie is on a mission to fix this problem. We are building the first technology-based solution that allows borrowers to work directly with their lenders to find solutions that are fair to all parties. Through innovative debt relief solutions and its free cash advance app, Credit Genie is helping consumers tackle their unsecured debt burdens. Credit Genie is also developing educational programs to help ensure that consumers can better manage their financial affairs and achieve a healthier financial standing.