At Selective, we don't just insure uniquely, we employ uniqueness.

Our Business

Selective is a midsized U.S. domestic property and casualty insurance company with a history of strong, consistent financial performance for nearly 100 years. Selective's unique position as both a leading insurance group and an employer of choice is recognized in a wide variety of awards and honors, including listing in Forbes Best Midsize Employers in 2024 and certification as a Great Place to Work® in 2024 for the fifth consecutive year.

Working at Selective

At Selective, we don't just insure uniquely – we employ uniqueness. Employees are empowered and encouraged toBe Uniquely Youby being their true, unique selves and contributing their diverse talents, experiences, and perspectives to our shared success. Together, we are a high-performing team working to serve our customers responsibly by helping to mitigate loss, keep them safe, and restore their lives and businesses after an insured loss occurs.

Selective Insurance offers a total rewards package that includes a competitive base salary, incentive plan eligibility at all levels, and a wide array of benefits designed to help you and your family stay healthy, achieve your financial goals, and balance the demands of your work and personal life. These benefits include comprehensive health care plans, retirement savings plan with company match, discounted Employee Stock Purchase Program, tuition assistance and reimbursement programs, and paid time off plans. Additional details about our total rewards package will be provided during the recruiting process

Job Summary

Adjudicates the company’s most complex and challenging claims with a concentration in coverage and declaratory judgment action. Provides coverage guidance and analysis to Complex Claims Coverage Specialists across the organization as well as investigation, evaluation, negotiation and disposition of assigned claims and acts as a subject matter expert. All job duties and responsibilities must be carried out in compliance with applicable legal and regulatory requirements.

Job Responsibilities

Provides expertise in contract policy language to Complex Claims Specialists across the organization. Responsible for file guidance on insured status and contractual indemnification.
Evaluates and resolves coverage issues for all lines of business. As requested, provides guidance relative to all aspects of coverage matters on the application and legality of policy provisions and policy language. Provides guidance on issues involving additional insured status and contractual indemnification.
Thoroughly investigates claims through communication with claimants, attorneys, insured, witnesses and other having pertinent information. Analyzes information in order to evaluate assigned claims to determine the extent of loss, taking into consideration contributory or comparative negligence. Assigns medical or other experts to case and arranges for medical examinations when necessary.
Effectively evaluates, negotiates and resolves claims within delegated authority utilizing the appropriate denials or releases.
Manages vendors and expenses.
Provides required reports to colleagues in Claims, Corporate Legal, Underwriting, Reinsurance and Actuarial on significant exposure cases. Provides reports to senior management on extra contractual liability claims.
Reports on all cases going to trial on a timely basis. Attends portions of trials when warranted or upon management request.
Determines when to reserve rights or decline coverage. Drafts coverage position letters and the propriety of filing declaratory judgment actions.

Job Qualifications

The expected starting salary range for this role is $106,000 - $167,000.  The actual base salary is based on geographic location, and the range is representative of salaries for this role throughout Selective's footprint. Additional considerations include relevant education, qualifications, experience, skills, performance, and business needs.

Selective is an Equal Employment Opportunity employer.  That means we respect and value every individual’s unique opinions, beliefs, abilities, and perspectives. We are committed to promoting a welcoming culture that celebrates diverse talent, individual identity, different points of view and experiences – and empowers employees to contribute new ideas that support our continued and growing success. Building a highly engaged team is one of our core strategic imperatives, which we believe is enhanced by diversity, equity, and inclusion. We expect and encourage all employees and all of our business partners to embrace, practice, and monitor the attitudes, values, and goals of acceptance; address biases; and foster diversity of viewpoints and opinions.

Selective maintains a drug-free workplace.